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Library - Real Estate resourcesIn support of our mission, this resource center places real estate related information at your fingertips.  Its purpose is to allow you to gain a new or deeper awareness and understanding of areas of real estate that effect you, to receive guidance, obtain the latest news, provide tools such as calculators, and to enable you to make better and more informed decisions.


We have the breadth of experience and the technical depth of skills to handle any requirements and support you with personal services customized to meet your desires and needs.


Click on any corresponding links in the resources list below or on the navigation window at left to begin.   If you would like help in finding answers to your questions, please contact us.     For more resource links, click here.


 Recommended Books  Real Estate Bookstore Recommended books for your information fulfillment, educational enrichment and enjoyment; covering topics such as, general real estate, residential, commercial, investment, property management, personal development and more.
Fast - Easy - Convenient - Secure Online ordering.
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General / Residential    
  Real Estate News, Tips, Searches News, Tips, Searches, Current Rates, Mortgage Calculator, Featured Listings, Guides and more.
  Real Estate Tips
    Buying Your Home
    Selling Your Home
    Owning Your Home
Buying - includes 10 tips to Successful Home Buying'
Selling - preparations for best results;
Owning - price appreciation, improving, refinancing, taxes, insurance, associations.
  Real Estate ABC'S
    Selling Section
    Buying Section

Buying, selling, mortgages, calculators, what to do and what not to do, tips, advice, and glossary.
  Real Estate 101 ( Buying, Selling, Home types and styles, information on neighborhoods, and more.
  The Front Door - Real Estate
    Shopping & Selling
    The Deal
Moving In
Tips and Advice on Real Estate Buying and Selling,  House Lifespans, Financing, Closing, Moving (Planning, Timeline, Packing, Painting, Landscaping).  [Tribune Media Services]
  Real Estate Guide Common real estate questions and answers regarding buying, selling and owning a home, mortgages, investing.
  Advice for Buyers How to buy, when and what to buy. [Provided by Inman News Service.]
  The Process of Selling Your Home Here are summary notes from one of our selling seminars (with extensive reference links) discussing the 10 basic steps of the home selling process that you need to understand before placing your home on the market.
  The Process of Buying Your Home Summary notes (with extensive reference links) discussing the basic steps of the home buying process that you need to understand before beginning your search.  [See also, Buying A Home - Questions and Answers  (HUD Article)]
  Selling Your Home How to sell your home. [Provided by Inman News Service.]
  Real Estate News Realty Times news and advice provided by Service One Area Realtors (SOAR - South Jersey Realtor board).
  Rent vs. Buy What's The Smarter Choice? Use these tools and related resources to help you to determine if and when you should be buying instead of renting and how much you can afford.
  Relocation Tools Our relocation tools will help you whether you're buying a home, selling your home, or relocating.  Use these interactive tools to stay organized, make the right decisions, and keep more of your own money: City Reports, Relocation Wizard, Community Close-ups, Salary Calculator (how much are you worth in new location, or what do you need to earn to match the level you are currently enjoying), Moving calculator (cost of shipping household goods), Rent vs. Buy.
  Home Buying and Selling Real Estate Guide - Vandema Directory of home foreclosures, loans and mortgages, calculators, forms and contracts, home improvement tools, listing resources and more A comprehensive real estate directory.
  Real Estate Glossary Common Real Estate terms.
  Real Estate Glossary - General Regularly used Real Estate terms. (Provided by the e-PRO organization.)
  Real Estate Glossary - General #2 Definitions for common real estate and legal terms.
  Real Estate Abbreviations Abbreviations appearing in real estate listings and what they mean.
  Real Estate Encyclopedia Search
(Enter Your request above to search our real estate definitions database of over 3000 entries.)
  AHS Home Warranty Home warranty company -- insurance protection coverage for those that are buying or selling a home.
    Note: On-going maintenance service contracts for A/C, heating systems, refrigerators, stoves, etc. are also available through your local gas and electric companies.
  (See LOCAL resources page) For New Jersey specific resource links to area services, demographics, statistics, maps and more. (See also National page.)
Mortgages       Request Mortgage Pre-Approval

      Rates + Calculator

Introduction Brief introduction to mortgages.
      Mortgage Glossary Pre-Qualify vs. Pre-Approval Discusses the difference between becoming pre-qualified and pre-approved, their benefits and what information is needed for the pre-approval process.
      Quick Calculator

      More Calculators
The Mortgage Professor
    Shoppers - Building/Purchasing
    Mistakes To Avoid

    Spreadsheets (download into Excel) 
All about mortgages: first-time shoppers, building or buying a home, purchasers, owners; includes calculators, mistakes to avoid, glossary, spreadsheets (download into Excel), refinancing, second mortgages, debt consolidation, types of loans (including FHA) and more.
      Daily Rates Survey
Mortgages 101
    Current Interest Rates
    Daily Rates Survey (Averages)
    Mortgage Calculators

    Down Payments
    Loan Programs
    Inman Real Estate News / Information
Mortgages, loans (including FHA and VA), refinancing, loan rates, credit ratings, appraisals, bankruptcy, calculators,  and more related services. 
Sign up for the mortgage newsletter
NOTE: While this resource site, provided as a free service to you, may contain a lot of informative articles, news and useful loan calculators, it is not an endorsement of any loan company you may find in that section of the site.)
  PHH Mortgage Center Calculate your mortgage and get pre-approved online. View Current Rates. They also have experience working with military personnel and can also handle VA and FHA mortgages.  PHH Mortgage is a national company, headquartered in South Jersey. 
  Real Estate ABC'S
    Mortgage Articles
Buying, selling, mortgages, calculators, what to do and what not to do, tips, advice, and glossary.
  Specialty Mortgages Brochure Brochure (in PDF format), by the National Association of REALTORS® (NAR) and the Center for Responsible Lending (CRL), warns  consumers to do their homework on interest-only loans and specialty mortgages and thoroughly understand the risks.  (Click on resource link to download.)
  How Much Can You Afford? Mortgage calculator will help you determine loan amounts, affordability, mortgage qualification, or whether you should be renting or buying. Designed for people looking to buy a home (especially for the first time) or currently own a house in need of repair, with an online homebuyer education course and  downloadable buyer worksheets. Their Funds Finder Tool will retrieve affordable housing programs that offer financial assistance on home ownership and/or home rehabilitation, ranging from free grants to zero-percent interest loans.
  IRS - Refinancing Your Home IRS tips for deducting the costs of refinancing your home.
  Credit Score Estimator Want a quick idea of how lenders are likely to rate your credit? The FICO® Score Estimator, created by the inventor of the FICO® score -- Fair Isaac -- will evaluate the information you enter and estimate your credit score range based on that information.  Additional simulations and access to actual scores are available at the Fair Isaac web site:
  Financial Calculators Calculators for Mortgages and Loans.
  MBAA Online Mortgage Bankers Association of America - Online.
  MBA Online Mortgage Bankers Association - Online.
  FHA Mortgage Limits Look up the FHA mortgage limits for your area or several areas
  Financial Calculators Financial and Real Estate calculators, including real estate balloon mortgage calculator, provided by Law site.
  How to Calculate Tables Tutorial on how to calculate mortgage amortization tables by hand and also using your spreadsheet. Information on more than 100 financial products including mortgages, credit cards, new and used automobile loans, money market accounts, certificates of deposit, checking and ATM fees, home equity loans and online banking fees.
  Reverse Mortgages This site is for consumers interested in learning more about reverse mortgages. The information provided on this site is provided by the National Reverse Mortgage Lenders Association (NRMLA).  Click here their reverse mortgage calculator.
  VA Loan Guaranty Program Information, Eligibility requirements, Services, Property Management (Property Listings), Forms, etc.
  How To Buy A HUD Home FAQs (Frequently Asked Questions) about buying a HUD home.
  HUD Online Library Links to most requested HUD information grouped by category.
  HUD Consumer Information HUD consumer news and resource information main page.
  Fannie Mae - Calculators True Cost Calculator for components effecting buying a home and obtaining a mortgage
  Fannie Mae - Homepath Home Buyers and Homeowners - tools, resources and content - tips, checklists, worksheets, glossary and more.
  FHA Loan Closing Cost Calculator FHA loan closing cost calculator.
  Freddie Mac Homeownership Guide: Your Route to Homeownership
  House Price Index Provided by the Office of Federal Housing Enterprise Oversight (OFHEO) on a quarterly basis. (See how much your house has appreciated.)
  Tax Information - Online from the IRS
     Online Publications (General)
     Online FAQs (General)
     Tax Stats
Information direct from the IRS.
  First-time homeowners
  Homeowner deductions information
  How to report moving expenses
  Selling your home
    For more government resource links, click here.
  Lawrence Yerkes - RE/MAX Preferred - Commercial Division Best Properties in NJ Commercial Resources and Services.
We Get Results!
  Commercial Loans All about commercial loans.
NOTE: While this resource, provided as a free service to you, may contain a lot of informative articles, news and useful loan calculators, it is not an endorsement of any loan company you may find in that section of the site.)
  CIRE Magazine Online Commercial Investment Real Estate Magazine
  Commercial Real Estate News Commercial news from REALTOR® Magazine online.
  Commercial News Inman commercial daily news stories.
  Commercial Real Estate Direct Commercial Real Estate news online.
  Commercial Property News Commercial Property News (CPN Online).
Click here for alternate address.
Emporis Buildings Emporis Buildings bills itself as the world's largest publicly available database on architectural and building data.  Find data and images for high-rise buildings and other structures in more than 10,000 cities worldwide along with local information. 
  Small Business Administration U.S. government agency web site. (SBA)
  Black's Guide Commercial Real Estate Directory - providing commercial real estate information in 20 major markets nationwide, with a database of more than 88,000 office and industrial properties.
  Glossary of Real Estate Terms Real Estate terms used in Commercial Real Estate provided by Black's Guide.
Commercial Defeasance Calculator Commercial defeasance calculator.
Click here for related glossary.
Click here for "Anatomy of a Defeasance".
  Commercial Real Estate Resources - Vandema Commercial real estate statistics, directories, forms and contracts, databases, listing services, news, journals, discussion groups, maps, software etc.
  FindLaw for Small Business Introductory information about legal aspects of commercial real estate: leases, zoning, lease vs. purchase, determining location, etc.  (Good introductory overviews with objective of encouraging you to contact an attorney.)
  (See LOCAL resources page) For New Jersey specific resource links to Area / Economic Development services, demographics, statistics, maps and more. (See also National page.)
    (See also Property Management and Investments categories below.)
  For more resource links, click here.
  Investing in Real Estate - Q&A Brief introductions to investing in: Foreclosures; Fixer-Uppers; Condos, Apartments & Single Family; Vacation Homes.
  Investing in Real Estate - Tips Tips for investing, including "10 Secrets to Investment Success". National Association of Real Estate Investment Trusts (REITs)
  Creative Real Estate Online Creative real estate investing, residential and commercial.
  National Real Estate Investor Online version of the magazine. Real Estate Investment Club - Investor information, training, forums, books, courses.  Click here for their real estate glossary of terms and abbreviations.
  Foreclosure Search (NJ) Free online search of all foreclosed properties in NJ. 1031 tax deferred property exchange and resource center, Net leased property search.
    (See also Commercial Category above and Property Management category below.)
Trusts, Estates, Legal    
  Trusts and Estates Magazine Online version of magazine with the same name
  Estate and Retirement Planning Articles by a lawyer, some dated, some directed toward a professional.
  Internet Law Library
Internet Law Library (alternate site)
Internet Law Library (alternate site)
The Internet Law Library (originally developed by the U.S. House of Representatives) includes general and various state specific articles on subject as well as other areas.
  FindLaw Wills, Trusts, Estates and Probates - for legal professionals, business owners and individuals.  Site has additional topic areas and resources.
  Internal Revenue Service FAQs (Frequently Asked Questions) regarding trusts, What is a trust, business trusts, etc.
  NJ Law Network About wills, estates and trusts in NJ
  ACTEC Web and legal resources, tools, calculators, tables, etc. from the American College of Trust and Estate Council
  ABA Network Section on Real Property, Probate, and Trust Law
  Cornell Univ. - LII Legal Information Institute - estates and trusts: an overview  (Main: Legal Information Institute.)
  Univ. of Iowa Online course materials on Trusts and Estates
  Tax Sites Tax and Accounting Sites Directory Canadian Law regarding estates, wills, trusts, etc.
  ALSO American Law Sources Online: providing a comprehensive, uniform, and useful compilation of links to freely accessible on-line sources of law for the United States and Canada
  Washburn School of Law Washburn School of Law web site: legal resources.
  Online Legal Resource Center A free service to help consumers and businesses resolve legal issues.
Property Management Information, tools, forms, advice for landlords. Rental owners ask 'landlording' questions and get answers and tips from other landlords Online publication for building owners and managers (building repair and maintenance, pest control, landscaping, ergonomics, attracting and retaining tenants).
  Property Risk Management Property section of Risk Management resource library.
  BOMA Building Owners and Managers  Association
  NAIOP National Association of Industrial and Office Properties.
  ICSC International Council of Shopping Centers.
  NAA NAAHQ - National Apartment Association.
  NMHC National Multi Housing Council.
  ULI Urban Land Institute.
  IREM Institute of Real Estate Management.
    (See also Commercial and Investments Categories above.)
  Small Farm Program - USDA Focused on needs of small farmer, including links on Getting Started, etc.
  Farm Management Links from Univ. of West Virginia
  The Small Farm Resource Information of use to people with small farms or rural property
  US Farm Service Agency USDA Farm Service Agency - Online Equestrian Resources
  For more resource links, click here.
  Realty Reality Read my Blog: Realty Reality - from a RE/MAX Realtor - (direct link and RSS Feed).   Covering Commercial, Residential, Investment news highlights, information and resource links, as well as topics for personal growth, support, understanding and healthcare.  (Don't forget to check out my archived entries.)
  Resource Articles Articles of interest, reports and newsletters covering a wide range of real estate and various other topics compiled and/or written by yours truly! :-)
  Real Estate Information Repository of articles on a wide range of real estate topics, many introductory and/or tutorial.
  Cal. State Univ. Real Estate Links: Academic, Research, Economic, Financial, Federal, General Interest, GIS, Maps, Journals, News, Mags, Law, Land Use, Planning, Organizations, Regulatory Agencies
  Builder's Glossary of Terms Just type in the term and this software brings you back the definition!
  Seniors Real Estate Real Estate Resources for Seniors - Buying, Selling and Investing Spreadsheet Templates For Financial Analysis: Real Estate Development, Home Loan, Personal Loans, Cost/Benefit Analysis, Business loans, Government Entitlements.
  Timeshare Tips Tips, FTC advertising regulations
  Nursing Home Compare Provides detailed information about the past performance of every Medicare and Medicaid certified nursing home in the country (over 17,000). Important Information on Nursing Home Compare and other resources, including the Guide to Choosing a Nursing Home, and Nursing Home Checklist are also available to help you with your nursing home choice.
  Global Real Estate Project Univ. of Denver's site for real estate and real estate trends in over 80 countries.
  Historic Preservation The National Trust for Historic Preservation is a privately funded non-profit organization that provides leadership, education, advocacy, and resources to save America's diverse historic places and revitalize our communities.
  Feng Shui for Home and Business Provides introduction and services for Feng Shui, the ancient philosophy of harmonious placement and balance within a space -- for home and business -- whether buying, owning or selling.
  Home Inspectors Search national directory for home inspectors., a D&B service, provides company, industry, and market intelligence. It has a free and a subscription component.
  Online Conversions Convert just about anything to anything else.  Over 5,000 units, and 50,000 conversions
  National Auction List The National Auction List is an online database of live auctions by
  View your neighborhood from the sky View any neighborhood in the country from the sky.
(See also our "Satellite Images / Maps" section on the General resources pages.)
  Greener Buildings The nonprofit group and the U.S. Green Building Council are behind this information-packed site, which provides free resources for environmentally responsible building development. You can learn about eco-friendly Building Materials—an important topic considering that buildings account for 60% of the raw materials used in the United States—and find out how to create healthier building Interiors. This well-designed site provides related news for each topic, as well as thorough background information and links to organizations. Other topics include Architecture & Design, Facility Management, and Land Use.
  EnergyGuide It isn't cheap to heat a home or business in the winter, cool it off in summer, or run the plethora of appliances found in today's homes. On this site, you'll find free tools to pinpoint areas where you can cut costs—making it a handy resource to recommend to clients. You can Analyze Your Use and get energy-saving ideas by entering your ZIP code and completing a home-profile survey. Or tap into one of the site's EnergySaver Calculators to determine how much money you would save by replacing an old appliance, such as a water heater, washer and dryer, or refrigerator, with a new energy-efficient model. There's also a page to help you Choose Green, which generates a list of the companies in your area that sell electricity products using wind, solar, small hydroelectric, biomass, and geothermal resources.
  For more resource links, click here.
  Rental Housing Online On-line encyclopedia of rental housing,  real estate investing and law subjects. For both tenants and landlords.
  HUD Guidelines for Renters Looking for an apartment or house to rent? It can be both exciting - and frustrating. Read these tips for HUD before you begin.
  HUD Information for Landlords Information for landlords regarding Section 8, vouchers, regulations and recommendations.
  How Much Can You Afford? Mortgage calculator will help you determine loan amounts, affordability, mortgage qualification, or whether you should be renting or buying.
  Renter Center Resource page within this site with information and resources for renting / leasing property.
    (See also Property Management category above.)
Home Improvements    
  Better Homes and Gardens Online version of magazine.  Check out their "How-To Encyclopedia of Home Repair". (Warning: site has pop-up advertisements.)
  National Gardening Association National Gardening Association (NGA) - all about gardening, lawns and landscapes.
  Hometime Online site of PBS TV program of the same name - home improvement, remodeling, and repair information. Bob Vila's, "The Ultimate Home Site", with home improvement How-To library, Design Tools, get answers to questions.
  Kitchen and Bath Resources - Q&A, How To's, tips, ideas, new products and vendors - related to kitchens and baths.
  National Kitchen and  Bath Association This site offers tips on creating a budget, selecting a designer, and crafting the look of your new dream room. Unlike other remodeling Web sites, this one focuses exclusively on kitchens and bathrooms and is geared towards consumers who plan to hire a professional rather than do it themselves. It's a good resource for buyers who are looking for a fixer-upper or sellers who want to make improvements to boost the value of their home.
  Remodeling Magazine Online Online web site of Remodeling Magazine.
  Remodeling Online Special Features: Cost vs. Value Do-it-yourself home improvement, repair and remodeling.
  Ask The Builder

Home Building, Remodeling and Improvement Tips by Ask the Builder syndicated columnist, Tom Carter.

  ASHI - Home Inspections American Society of Home Inspectors.  
  AHS Home Warranty Home warranty company -- insurance protection coverage for those that are buying or selling a home.
NJ Plants and Land Use    
  NJ Nursery and Landscape Association Main web site for New Jersey Nursery and Landscape Association (NJNLA).
  Native Plant Society of NJ Native Plant Society of NJ (NPSNJ) is a is a statewide non-profit organization founded for the appreciation, protection, and study of the native flora of New Jersey.
  Native NJ Plant Resources Native New Jersey Plant list and sources provided by Rutgers University and part of it's Restoring NJ Riparian Forest Buffers project.
  Plants of the NJ Pine Barrens An online pictorial database of New Jersey Pine Barrens plants, plant identification key tool, sights and related links.
  NJ Pinelands Commission The Pinelands, an internationally important ecological region,  is 1.1 million acres in size and occupies 22% of New Jersey's land area. It is the largest body of open space on the Mid-Atlantic seaboard between Richmond and Boston and is underlain by aquifers containing 17 trillion gallons of some of the purest water in the land.  The Pinelands Commission was formed to protect and enhance its natural and cultural resources.   It impacts most developers and property owners, especially in South Jersey.  Here you will find anything related to the commission:  announcements, restrictions, guidelines, application forms, education and related links.
  Pinelands Preservation Alliance Homesite of non-profit group dedicated to preserving and protecting the resources of the New Jersey Pinelands.
  Assoc. of Environmental Commissions Association of NJ Environmental Commissions (ANJEC) is a statewide non-profit organization that assists the efforts of environmental commissions, local officials, interested citizens, private organizations and government agencies.  Online publications and extensive links page.
  NJ Environmental Digital Library NJ EDL is a joint venture of the NJ DEP and Rutgers Univ.  Its mission is to collect, organize, and make available digitized materials on New Jersey's environment - emanating from the state's government agencies, non-profit and non-governmental organizations, research institutes, and academic departments - for the use of students, scholars, citizens, and government officials.
  Delaware RiverKeeper Network Is a nonprofit, membership organization that has worked since 1988 to strengthen citizen protection of the Delaware River and its tributary watersheds. An affiliate of the American Littoral Society, a national conservation group,
  Garden State Greenways Garden State Greenways is for all those involved in conserving open space, farmland, and historic areas – from local to statewide levels. Resources include county maps and municipal database.
    For more property support resource links, click here.
  Real Estate Bookstore  
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